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Flood history · Whitehall, NY 12887

Flood insurance claims in Whitehall, NY 12887

53 claims since 1978 and $362,176 paid. Here's what the public record shows, and how to check a specific address.

53flood insurance claims since 1978
$362,176paid to policyholders
$12,935average paid claim
0claims in the last 10 years
#337of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 12887 since 1978.

1978: 3 claims1979: 6 claims1981: 2 claims1982: 1 claims1983: 6 claims1984: 20 claims1985: 1 claims1986: 3 claims1990: 1 claims1993: 2 claims1994: 1 claims1996: 2 claims1998: 1 claims2000: 1 claims2006: 1 claims2010: 1 claims2011: 1 claims19801990200020102020

What the record says

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199612%
Hurricane Gloria198512%

Flood zone at time of claim

High-risk zones (A, V)32% · 17
Zone not recorded68% · 36

Federal disaster declarations in Washington County

Flood, hurricane and storm declarations since 2000.

Hurricane SandyHurricane · Emergency · 2012-10-28
Hurricane IreneHurricane · Major disaster · 2011-08-31
Severe Winter StormSevere Storm · Major disaster · 2009-03-04
Severe Winter StormSevere Storm · Emergency · 2008-12-18
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-30
Severe Storms And FloodingSevere Storm · Major disaster · 2004-08-03

6 flood, storm or hurricane declarations for Washington County since 2000.

Check a specific address in Whitehall.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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