FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · New Windsor, NY 12553

Flood insurance claims in New Windsor, NY 12553

57 claims since 1978 and $731,938 paid. Here's what the public record shows, and how to check a specific address.

57flood insurance claims since 1978
$731,938paid to policyholders
$17,427average paid claim
13claims in the last 10 years
89%of claims outside high-risk zones
#320of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 12553 since 1978.

1978: 1 claims1979: 4 claims1980: 1 claims1983: 1 claims1984: 3 claims1990: 1 claims1996: 4 claims2002: 1 claims2005: 3 claims2007: 2 claims2010: 1 claims2011: 18 claims2013: 1 claims2016: 3 claims2018: 1 claims2020: 1 claims2021: 3 claims2023: 4 claims2024: 1 claims2025: 3 claims19801990200020102020

What the record says

About 89% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 23% of claims.

13 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20111323%
Unnamed flooding199659%
Hurricane Ida202135%
Torrential rain200535%
December Nor'easter202335%
Tropical Storm Lee201124%

Flood zone at time of claim

High-risk zones (A, V)11% · 6
Moderate or minimal risk (X, B, C)82% · 47
Zone not recorded7% · 4

NFIP communities

New Windsor, Town OfParticipates in the NFIP
Cornwall, Town OfParticipates in the NFIP

Federal disaster declarations in Orange County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2023-07-22
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

18 flood, storm or hurricane declarations for Orange County since 2000.

Check a specific address in New Windsor.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All New York ZIP codes · All states · Flood zones explained