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Flood history · Fishkill, NY 12524

Flood insurance claims in Fishkill, NY 12524

94 claims since 1978 and $1.9 million paid. Here's what the public record shows, and how to check a specific address.

94flood insurance claims since 1978
$1.9 millionpaid to policyholders
$24,407average paid claim
17claims in the last 10 years
18%of claims outside high-risk zones
#225of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 12524 since 1978.

1978: 1 claims1979: 1 claims1984: 3 claims1987: 1 claims1996: 4 claims1999: 3 claims2003: 1 claims2005: 10 claims2007: 22 claims2008: 1 claims2010: 1 claims2011: 27 claims2012: 1 claims2013: 1 claims2021: 14 claims2023: 2 claims2026: 1 claims19801990200020102020

What the record says

82% of claims were on properties in high-risk zones and 18% outside them.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 27% of claims.

17 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20112527%
April 2007 Nor'easter20072122%
Hurricane Ida20211415%
Torrential rain2005910%
Unnamed flooding199655%
Hurricane Floyd199933%

Flood zone at time of claim

High-risk zones (A, V)78% · 73
Moderate or minimal risk (X, B, C)17% · 16
Zone not recorded5% · 5

NFIP communities

Fishkill, Village OfParticipates in the NFIP
Fishkill, Town OfParticipates in the NFIP

Federal disaster declarations in Dutchess County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2023-07-22
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Hurricane SandyHurricane · Emergency · 2012-10-28
Hurricane IreneHurricane · Major disaster · 2011-08-31

12 flood, storm or hurricane declarations for Dutchess County since 2000.

Check a specific address in Fishkill.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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