FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Massapequa, NY 11758

Flood insurance claims in Massapequa, NY 11758

5,389 claims since 1978 and $295.9 million paid. Here's what the public record shows, and how to check a specific address.

5,389flood insurance claims since 1978
$295.9 millionpaid to policyholders
$62,608average paid claim
52claims in the last 10 years
18%of claims outside high-risk zones
#4of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 11758 since 1978.

1978: 8 claims1979: 28 claims1980: 39 claims1981: 4 claims1982: 7 claims1983: 7 claims1984: 62 claims1985: 188 claims1986: 2 claims1987: 13 claims1989: 16 claims1990: 1 claims1991: 250 claims1992: 479 claims1993: 16 claims1994: 1 claims1995: 9 claims1996: 122 claims1997: 4 claims1998: 32 claims1999: 8 claims2000: 18 claims2002: 7 claims2003: 5 claims2004: 5 claims2005: 348 claims2006: 5 claims2007: 23 claims2008: 12 claims2009: 20 claims2010: 89 claims2011: 738 claims2012: 2721 claims2013: 1 claims2014: 36 claims2015: 9 claims2016: 4 claims2017: 6 claims2018: 9 claims2020: 5 claims2021: 11 claims2022: 9 claims2023: 3 claims2024: 9 claims19801990200020102020

What the record says

82% of claims were on properties in high-risk zones and 18% outside them.

One event dominates the record: Hurricane Sandy accounts for 50% of all claims in this ZIP code.

52 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20122,71150%
Hurricane Irene201169113%
December Storm - Nor'easter19924759%
Torrential rain20053256%
The "Halloween" Storm19912445%
Hurricane Gloria19851873%

Flood zone at time of claim

High-risk zones (A, V)81% · 4,358
Moderate or minimal risk (X, B, C)18% · 987
Undetermined (D)0% · 1
Zone not recorded1% · 43

NFIP communities

Oyster Bay, Town OfParticipates in the NFIP
Massapequa Park, Village OfParticipates in the NFIP
Hempstead, Town OfParticipates in the NFIP
Islip,Town OfParticipates in the NFIP

Federal disaster declarations in Nassau County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingFlood · Major disaster · 2024-01-30
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02
Hurricane SandyHurricane · Major disaster · 2012-10-30

14 flood, storm or hurricane declarations for Nassau County since 2000.

Check a specific address in Massapequa.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All New York ZIP codes · All states · Flood zones explained