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Flood history · Copiague, NY 11726

Flood insurance claims in Copiague, NY 11726

808 claims since 1978 and $34.9 million paid. Here's what the public record shows, and how to check a specific address.

808flood insurance claims since 1978
$34.9 millionpaid to policyholders
$53,785average paid claim
23claims in the last 10 years
30%of claims outside high-risk zones
#46of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 11726 since 1978.

1978: 2 claims1979: 10 claims1980: 7 claims1982: 1 claims1983: 4 claims1984: 7 claims1985: 44 claims1988: 1 claims1989: 6 claims1990: 1 claims1991: 31 claims1992: 69 claims1994: 1 claims1995: 2 claims1996: 13 claims1998: 5 claims2000: 4 claims2001: 1 claims2004: 3 claims2005: 27 claims2006: 1 claims2007: 3 claims2009: 5 claims2010: 13 claims2011: 70 claims2012: 417 claims2013: 3 claims2014: 33 claims2016: 1 claims2017: 3 claims2018: 4 claims2019: 1 claims2020: 4 claims2021: 1 claims2022: 2 claims2023: 1 claims2024: 5 claims2025: 2 claims19801990200020102020

What the record says

About 30% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Hurricane Sandy accounts for 51% of all claims in this ZIP code.

23 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201241451%
Hurricane Irene2011688%
December Storm - Nor'easter1992678%
Hurricane Gloria1985425%
The "Halloween" Storm1991304%
Torrential rain2005243%

Flood zone at time of claim

High-risk zones (A, V)69% · 560
Moderate or minimal risk (X, B, C)29% · 237
Undetermined (D)0% · 2
Zone not recorded1% · 9

NFIP communities

Babylon,Town OfParticipates in the NFIP
Amityville, Village OfParticipates in the NFIP
Lindenhurst, Village OfParticipates in the NFIP

Federal disaster declarations in Suffolk County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingSevere Storm · Major disaster · 2024-10-21
Severe Storm And FloodingSevere Storm · Emergency · 2024-08-25
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02

17 flood, storm or hurricane declarations for Suffolk County since 2000.

Check a specific address in Copiague.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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