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Flood history · Point Lookout, NY 11569

Flood insurance claims in Point Lookout, NY 11569

309 claims since 1979 and $6.5 million paid. Here's what the public record shows, and how to check a specific address.

309flood insurance claims since 1979
$6.5 millionpaid to policyholders
$26,563average paid claim
12claims in the last 10 years
24%of claims outside high-risk zones
#91of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 11569 since 1978.

1979: 1 claims1981: 1 claims1983: 9 claims1984: 3 claims1992: 8 claims1993: 1 claims1996: 3 claims1998: 2 claims1999: 2 claims2000: 1 claims2002: 1 claims2005: 23 claims2006: 1 claims2010: 4 claims2011: 35 claims2012: 199 claims2013: 1 claims2014: 2 claims2019: 1 claims2023: 11 claims19801990200020102020

What the record says

76% of claims were on properties in high-risk zones and 24% outside them.

One event dominates the record: Hurricane Sandy accounts for 64% of all claims in this ZIP code.

12 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Long Beach, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201219764%
Torrential rain2005217%
Hurricane Irene2011196%
Late summer storms2011165%
Late-September New York Flooding2023103%
December Storm - Nor'easter199272%

Flood zone at time of claim

High-risk zones (A, V)76% · 234
Moderate or minimal risk (X, B, C)24% · 74
Zone not recorded0% · 1

NFIP communities

Hempstead, Town OfParticipates in the NFIP
Long Beach, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Nassau County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingFlood · Major disaster · 2024-01-30
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02
Hurricane SandyHurricane · Major disaster · 2012-10-30

14 flood, storm or hurricane declarations for Nassau County since 2000.

Check a specific address in Point Lookout.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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