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Flood history · Long Beach, NY 11561

Flood insurance claims in Long Beach, NY 11561

9,653 claims since 1978 and $489.4 million paid. Here's what the public record shows, and how to check a specific address.

9,653flood insurance claims since 1978
$489.4 millionpaid to policyholders
$56,554average paid claim
143claims in the last 10 years
32%of claims outside high-risk zones
#1of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 11561 since 1978.

1978: 35 claims1979: 29 claims1980: 29 claims1981: 3 claims1982: 8 claims1983: 18 claims1984: 58 claims1985: 240 claims1987: 31 claims1988: 1 claims1989: 10 claims1991: 83 claims1992: 533 claims1993: 28 claims1994: 4 claims1995: 11 claims1996: 17 claims1997: 4 claims1998: 13 claims1999: 6 claims2000: 6 claims2001: 6 claims2002: 13 claims2003: 42 claims2004: 10 claims2005: 430 claims2006: 2 claims2007: 12 claims2008: 3 claims2009: 8 claims2010: 105 claims2011: 1123 claims2012: 6539 claims2013: 23 claims2014: 21 claims2015: 2 claims2016: 4 claims2017: 3 claims2018: 10 claims2019: 5 claims2020: 13 claims2021: 9 claims2022: 16 claims2023: 84 claims2024: 3 claims19801990200020102020

What the record says

About 32% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Hurricane Sandy accounts for 67% of all claims in this ZIP code.

143 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Long Beach, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20126,50567%
Hurricane Irene20118519%
December Storm - Nor'easter19925245%
Torrential rain20054124%
Late summer storms20112523%
Hurricane Gloria19852362%

Flood zone at time of claim

High-risk zones (A, V)68% · 6,559
Moderate or minimal risk (X, B, C)32% · 3,061
Zone not recorded0% · 33

NFIP communities

Long Beach, City OfCRS class 7 · up to 15% off
Hempstead, Town OfParticipates in the NFIP
New York, City OfParticipates in the NFIP

Federal disaster declarations in Nassau County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingFlood · Major disaster · 2024-01-30
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02
Hurricane SandyHurricane · Major disaster · 2012-10-30

14 flood, storm or hurricane declarations for Nassau County since 2000.

Check a specific address in Long Beach.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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