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Flood history · Valley, NE 68064

Flood insurance claims in Valley, NE 68064

389 claims since 1978 and $6.2 million paid. Here's what the public record shows, and how to check a specific address.

389flood insurance claims since 1978
$6.2 millionpaid to policyholders
$20,115average paid claim
167claims in the last 10 years
3%of claims outside high-risk zones
#2of 271 Nebraska ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 68064 since 1978.

1978: 57 claims1979: 6 claims1980: 1 claims1982: 11 claims1983: 1 claims1984: 26 claims1987: 2 claims1989: 3 claims1990: 11 claims1991: 2 claims1992: 1 claims1993: 18 claims1994: 1 claims1996: 3 claims1997: 1 claims1998: 2 claims2000: 2 claims2001: 3 claims2007: 4 claims2008: 13 claims2010: 52 claims2014: 1 claims2016: 1 claims2017: 1 claims2018: 1 claims2019: 161 claims2022: 1 claims2024: 2 claims2025: 1 claims19801990200020102020

What the record says

Almost all claims here (97%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: March 2019 Midwest Flooding accounts for 40% of all claims in this ZIP code.

Flooding here is recent: 167 claims (43%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Valley, City Of takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
March 2019 Midwest Flooding201915640%
Midwest Flooding1993133%
Unnamed flooding199092%

Flood zone at time of claim

High-risk zones (A, V)80% · 311
Moderate or minimal risk (X, B, C)3% · 11
Zone not recorded17% · 67

NFIP communities

Valley, City OfCRS class 9 · up to 05% off
Douglas County *Participates in the NFIP
Omaha, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Douglas County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2025-10-22
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-10-21
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-09-24
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-08-20
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2021-09-06
Severe Winter Storm, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-03-21

16 flood, storm or hurricane declarations for Douglas County since 2000.

Check a specific address in Valley.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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