FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Ashland, NE 68003

Flood insurance claims in Ashland, NE 68003

203 claims since 1978 and $4.1 million paid. Here's what the public record shows, and how to check a specific address.

203flood insurance claims since 1978
$4.1 millionpaid to policyholders
$23,979average paid claim
57claims in the last 10 years
32%of claims outside high-risk zones
#5of 271 Nebraska ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 68003 since 1978.

1978: 1 claims1980: 1 claims1982: 6 claims1983: 3 claims1984: 33 claims1986: 2 claims1987: 4 claims1989: 3 claims1990: 1 claims1993: 44 claims1996: 1 claims1997: 35 claims1998: 1 claims2001: 1 claims2002: 2 claims2008: 1 claims2010: 5 claims2012: 1 claims2015: 1 claims2019: 56 claims2024: 1 claims19801990200020102020

What the record says

About 32% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

57 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
March 2019 Midwest Flooding20195628%
Midwest Flooding1993147%

Flood zone at time of claim

High-risk zones (A, V)65% · 132
Moderate or minimal risk (X, B, C)31% · 62
Zone not recorded4% · 9

NFIP communities

Saunders County *Participates in the NFIP
Cass County *Participates in the NFIP
Ashland, City OfParticipates in the NFIP

Federal disaster declarations in Saunders County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2025-10-22
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-10-21
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-09-24
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-08-20
Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2022-02-23
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2021-09-06

17 flood, storm or hurricane declarations for Saunders County since 2000.

Check a specific address in Ashland.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Nebraska ZIP codes · All states · Flood zones explained