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Flood history · Fort Calhoun, NE 68023

Flood insurance claims in Fort Calhoun, NE 68023

76 claims since 1984 and $1.1 million paid. Here's what the public record shows, and how to check a specific address.

76flood insurance claims since 1984
$1.1 millionpaid to policyholders
$19,892average paid claim
3claims in the last 10 years
16%of claims outside high-risk zones
#17of 271 Nebraska ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 68023 since 1978.

1984: 10 claims1993: 14 claims1996: 21 claims1997: 4 claims1999: 2 claims2010: 1 claims2011: 20 claims2012: 1 claims2019: 2 claims2025: 1 claims1990200020102020

What the record says

84% of claims were on properties in high-risk zones and 16% outside them.

Losses are spread across many events; the largest, Midwest Flooding, accounts for 18% of claims.

3 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Midwest Flooding19931418%
Late spring storms20111317%
March 2019 Midwest Flooding201911%

Flood zone at time of claim

High-risk zones (A, V)84% · 64
Moderate or minimal risk (X, B, C)16% · 12

NFIP communities

Washington County*Participates in the NFIP

Federal disaster declarations in Washington County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2025-10-22
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-09-24
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-08-20
Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2022-02-23
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2021-09-06
Severe Winter Storm, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-03-21

13 flood, storm or hurricane declarations for Washington County since 2000.

Check a specific address in Fort Calhoun.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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