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Flood history · Bellevue, NE 68123

Flood insurance claims in Bellevue, NE 68123

318 claims since 1978 and $11.3 million paid. Here's what the public record shows, and how to check a specific address.

318flood insurance claims since 1978
$11.3 millionpaid to policyholders
$41,875average paid claim
103claims in the last 10 years
21%of claims outside high-risk zones
#3of 271 Nebraska ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 68123 since 1978.

1978: 12 claims1979: 4 claims1981: 1 claims1982: 2 claims1983: 9 claims1984: 36 claims1989: 2 claims1990: 11 claims1993: 75 claims1995: 1 claims1996: 11 claims1997: 1 claims1998: 1 claims1999: 1 claims2001: 5 claims2002: 3 claims2006: 1 claims2007: 2 claims2008: 4 claims2010: 20 claims2011: 10 claims2014: 3 claims2017: 1 claims2018: 3 claims2019: 99 claims19801990200020102020

What the record says

79% of claims were on properties in high-risk zones and 21% outside them.

Losses are spread across many events; the largest, March 2019 Midwest Flooding, accounts for 31% of claims.

Flooding here is recent: 103 claims (32%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
March 2019 Midwest Flooding20199831%
Midwest Flooding19937022%
Unnamed flooding1990103%
Late spring storms201172%

Flood zone at time of claim

High-risk zones (A, V)76% · 242
Moderate or minimal risk (X, B, C)20% · 64
Zone not recorded4% · 12

NFIP communities

Sarpy County*Participates in the NFIP
Bellevue, City OfParticipates in the NFIP

Federal disaster declarations in Sarpy County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-10-21
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-08-20
Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2022-02-23
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2021-09-06
Severe Winter Storm, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-03-21
Severe Storms, Tornadoes, And Straight-Line WindsSevere Storm · Major disaster · 2017-08-01

14 flood, storm or hurricane declarations for Sarpy County since 2000.

Check a specific address in Bellevue.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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