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Flood history · Plattsmouth, NE 68048

Flood insurance claims in Plattsmouth, NE 68048

93 claims since 1978 and $4.6 million paid. Here's what the public record shows, and how to check a specific address.

93flood insurance claims since 1978
$4.6 millionpaid to policyholders
$60,351average paid claim
47claims in the last 10 years
29%of claims outside high-risk zones
#12of 271 Nebraska ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 68048 since 1978.

1978: 1 claims1983: 1 claims1984: 5 claims1987: 1 claims1990: 4 claims1993: 14 claims2002: 1 claims2008: 1 claims2010: 6 claims2011: 10 claims2015: 2 claims2019: 45 claims2024: 2 claims19801990200020102020

What the record says

71% of claims were on properties in high-risk zones and 29% outside them.

One event dominates the record: March 2019 Midwest Flooding accounts for 48% of all claims in this ZIP code.

Flooding here is recent: 47 claims (51%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
March 2019 Midwest Flooding20194548%
Midwest Flooding19931415%
Late spring storms20111011%

Flood zone at time of claim

High-risk zones (A, V)71% · 66
Moderate or minimal risk (X, B, C)29% · 27

NFIP communities

Cass County *Participates in the NFIP
Plattsmouth, City OfParticipates in the NFIP

Federal disaster declarations in Cass County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-10-21
Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2022-02-23
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2021-09-06
Severe Winter Storm, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-03-21
Severe Storms, Tornadoes, And Straight-Line WindsSevere Storm · Major disaster · 2017-08-01
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-06-25

17 flood, storm or hurricane declarations for Cass County since 2000.

Check a specific address in Plattsmouth.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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