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Flood history · Jamestown, ND 58401

Flood insurance claims in Jamestown, ND 58401

105 claims since 1979 and $583,895 paid. Here's what the public record shows, and how to check a specific address.

105flood insurance claims since 1979
$583,895paid to policyholders
$7,299average paid claim
1claims in the last 10 years
85%of claims outside high-risk zones
#25of 216 North Dakota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 58401 since 1978.

1979: 1 claims1993: 1 claims1995: 2 claims1996: 4 claims1997: 34 claims1998: 1 claims2009: 42 claims2010: 1 claims2011: 16 claims2014: 2 claims2022: 1 claims19801990200020102020

What the record says

About 85% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 20% of claims.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19972120%
Late spring storms201177%
Winter storm200911%

Flood zone at time of claim

High-risk zones (A, V)14% · 15
Moderate or minimal risk (X, B, C)77% · 81
Undetermined (D)3% · 3
Zone not recorded6% · 6

NFIP communities

Jamestown, City OfParticipates in the NFIP

Federal disaster declarations in Stutsman County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2025-10-22
Severe Storm, Tornadoes, And Straight-Line WindsSevere Storm · Major disaster · 2025-09-11
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2022-07-13
FloodingFlood · Major disaster · 2020-07-09
FloodingFlood · Major disaster · 2020-01-21
FloodingFlood · Major disaster · 2011-05-10

14 flood, storm or hurricane declarations for Stutsman County since 2000.

Check a specific address in Jamestown.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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