FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Lisbon, ND 58054

Flood insurance claims in Lisbon, ND 58054

118 claims since 1978 and $587,759 paid. Here's what the public record shows, and how to check a specific address.

118flood insurance claims since 1978
$587,759paid to policyholders
$6,834average paid claim
4claims in the last 10 years
6%of claims outside high-risk zones
#24of 216 North Dakota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 58054 since 1978.

1978: 17 claims1979: 37 claims1980: 1 claims1981: 1 claims1993: 1 claims1995: 1 claims1996: 2 claims1997: 11 claims1998: 1 claims1999: 1 claims2009: 29 claims2010: 5 claims2011: 7 claims2018: 1 claims2022: 3 claims19801990200020102020

What the record says

Almost all claims here (94%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Not a named storm, accounts for 26% of claims.

4 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Not a named storm19793126%
Unnamed flooding1997108%
Midwest Flooding199311%
Late spring storms201111%

Flood zone at time of claim

High-risk zones (A, V)49% · 58
Moderate or minimal risk (X, B, C)3% · 4
Zone not recorded47% · 56

NFIP communities

Lisbon, City OfParticipates in the NFIP
Ransom County *Participates in the NFIP

Federal disaster declarations in Ransom County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Tornadoes, And Straight-Line WindsSevere Storm · Major disaster · 2025-09-11
FloodingFlood · Major disaster · 2023-07-05
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2022-07-13
FloodingFlood · Major disaster · 2020-07-09
FloodingFlood · Major disaster · 2019-06-12
FloodingFlood · Major disaster · 2011-05-10

18 flood, storm or hurricane declarations for Ransom County since 2000.

Check a specific address in Lisbon.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All North Dakota ZIP codes · All states · Flood zones explained