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Flood history · Valley City, ND 58072

Flood insurance claims in Valley City, ND 58072

375 claims since 1979 and $2.5 million paid. Here's what the public record shows, and how to check a specific address.

375flood insurance claims since 1979
$2.5 millionpaid to policyholders
$8,805average paid claim
1claims in the last 10 years
14%of claims outside high-risk zones
#10of 216 North Dakota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 58072 since 1978.

1979: 69 claims1980: 2 claims1983: 6 claims1993: 83 claims1995: 7 claims1996: 17 claims1997: 43 claims1998: 6 claims1999: 1 claims2007: 1 claims2009: 61 claims2011: 35 claims2013: 43 claims2022: 1 claims19801990200020102020

What the record says

86% of claims were on properties in high-risk zones and 14% outside them.

Losses are spread across many events; the largest, Midwest Flooding, accounts for 22% of claims.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Valley City, City Of takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Midwest Flooding19938222%
Not a named storm19796818%
Unnamed flooding19973710%
Late spring storms201110%
Winter storm200910%

Flood zone at time of claim

High-risk zones (A, V)67% · 253
Moderate or minimal risk (X, B, C)11% · 41
Zone not recorded22% · 81

NFIP communities

Valley City, City OfCRS class 9 · up to 05% off
Barnes County*Participates in the NFIP

Federal disaster declarations in Barnes County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2025-10-22
Severe Storm, Tornadoes, And Straight-Line WindsSevere Storm · Major disaster · 2025-09-11
FloodingFlood · Major disaster · 2023-07-05
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2022-07-13
FloodingFlood · Major disaster · 2020-07-09
FloodingFlood · Major disaster · 2020-01-21

18 flood, storm or hurricane declarations for Barnes County since 2000.

Check a specific address in Valley City.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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