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Flood history · Wahpeton, ND 58075

Flood insurance claims in Wahpeton, ND 58075

159 claims since 1979 and $1.7 million paid. Here's what the public record shows, and how to check a specific address.

159flood insurance claims since 1979
$1.7 millionpaid to policyholders
$11,751average paid claim
1claims in the last 10 years
81%of claims outside high-risk zones
#23of 216 North Dakota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 58075 since 1978.

1979: 2 claims1981: 1 claims1984: 1 claims1989: 1 claims1997: 109 claims1998: 2 claims1999: 1 claims2001: 8 claims2009: 21 claims2010: 4 claims2011: 6 claims2014: 1 claims2016: 1 claims2022: 1 claims19801990200020102020

What the record says

About 81% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Unnamed flooding accounts for 67% of all claims in this ZIP code.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199710767%
Winter storm2009106%
Severe flooding200164%
Not a named storm197921%

Flood zone at time of claim

High-risk zones (A, V)19% · 30
Moderate or minimal risk (X, B, C)78% · 124
Zone not recorded3% · 5

NFIP communities

Center,Township OfParticipates in the NFIP
Richland County*Participates in the NFIP
Wahpeton, City OfParticipates in the NFIP

Federal disaster declarations in Richland County

Flood, hurricane and storm declarations since 2000.

FloodingFlood · Major disaster · 2023-07-05
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2022-07-13
FloodingFlood · Major disaster · 2020-07-09
FloodingFlood · Major disaster · 2019-06-12
FloodingFlood · Major disaster · 2013-05-29
FloodingFlood · Emergency · 2013-04-26

18 flood, storm or hurricane declarations for Richland County since 2000.

Check a specific address in Wahpeton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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