Flood history · Vanceboro, NC 28586
Flood insurance claims in Vanceboro, NC 28586
113 claims since 1996 and $2.4 million paid. Here's what the public record shows, and how to check a specific address.
Claims by year
Every NFIP flood insurance claim reported in ZIP 28586 since 1978.
What the record says
79% of claims were on properties in high-risk zones and 21% outside them.
Losses are spread across many events; the largest, Hurricane Matthew, accounts for 25% of claims.
25 claims were filed in the last 10 years.
The most commonly recorded cause is rivers, streams or lakes overflowing.
Craven County* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.
Biggest flood events
| Event | Year | Claims | Share |
|---|---|---|---|
| Hurricane Matthew | 2016 | 28 | 25% |
| Hurricane Florence | 2018 | 21 | 19% |
| Hurricane Floyd | 1999 | 20 | 18% |
| Hurricane Irene | 2011 | 8 | 7% |
| Hurricane Isabel | 2003 | 2 | 2% |
| Hurricane Fran | 1996 | 1 | 1% |
Flood zone at time of claim
NFIP communities
Federal disaster declarations in Craven County
Flood, hurricane and storm declarations since 2000.
20 flood, storm or hurricane declarations for Craven County since 2000.
Check a specific address in Vanceboro.
ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.
Nearby North Carolina ZIP codes
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.
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