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Flood history · Blounts Creek, NC 27814

Flood insurance claims in Blounts Creek, NC 27814

119 claims since 1996 and $1.1 million paid. Here's what the public record shows, and how to check a specific address.

119flood insurance claims since 1996
$1.1 millionpaid to policyholders
$11,062average paid claim
19claims in the last 10 years
12%of claims outside high-risk zones
#129of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 27814 since 1978.

1996: 16 claims1998: 11 claims1999: 22 claims2003: 2 claims2011: 49 claims2018: 17 claims2019: 1 claims2023: 1 claims200020102020

What the record says

88% of claims were on properties in high-risk zones and 12% outside them.

One event dominates the record: Hurricane Irene accounts for 40% of all claims in this ZIP code.

19 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20114840%
Hurricane Florence20181714%
Hurricane Dennis19991613%
Hurricane Fran19961513%
Hurricane Bonnie1998119%
Hurricane Floyd199965%

Flood zone at time of claim

High-risk zones (A, V)87% · 104
Moderate or minimal risk (X, B, C)12% · 14
Zone not recorded1% · 1

NFIP communities

Beaufort County*Participates in the NFIP

Federal disaster declarations in Beaufort County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-06
Hurricane IanHurricane · Emergency · 2022-10-01
Tropical Storm EtaSevere Storm · Major disaster · 2021-03-03
Hurricane IsaiasHurricane · Major disaster · 2020-10-14
Hurricane IsaiasHurricane · Emergency · 2020-08-02

20 flood, storm or hurricane declarations for Beaufort County since 2000.

Check a specific address in Blounts Creek.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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