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Flood history · Aurora, NC 27806

Flood insurance claims in Aurora, NC 27806

440 claims since 1980 and $11.4 million paid. Here's what the public record shows, and how to check a specific address.

440flood insurance claims since 1980
$11.4 millionpaid to policyholders
$29,608average paid claim
97claims in the last 10 years
5%of claims outside high-risk zones
#48of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 27806 since 1978.

1980: 1 claims1982: 1 claims1985: 1 claims1992: 1 claims1994: 1 claims1996: 21 claims1998: 22 claims1999: 79 claims2002: 1 claims2003: 23 claims2004: 1 claims2005: 1 claims2006: 1 claims2009: 1 claims2011: 184 claims2015: 2 claims2016: 2 claims2018: 94 claims2019: 1 claims2021: 1 claims2023: 1 claims19801990200020102020

What the record says

Almost all claims here (95%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Hurricane Irene accounts for 42% of all claims in this ZIP code.

97 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Irene201118342%
Hurricane Florence20189321%
Hurricane Dennis19994811%
Hurricane Floyd1999286%
Hurricane Isabel2003235%
Hurricane Bonnie1998225%

Flood zone at time of claim

High-risk zones (A, V)94% · 412
Moderate or minimal risk (X, B, C)5% · 21
Zone not recorded2% · 7

NFIP communities

Beaufort County*Participates in the NFIP
Aurora, Town OfParticipates in the NFIP

Federal disaster declarations in Beaufort County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-06
Hurricane IanHurricane · Emergency · 2022-10-01
Tropical Storm EtaSevere Storm · Major disaster · 2021-03-03
Hurricane IsaiasHurricane · Major disaster · 2020-10-14
Hurricane IsaiasHurricane · Emergency · 2020-08-02

20 flood, storm or hurricane declarations for Beaufort County since 2000.

Check a specific address in Aurora.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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