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Flood history · Bridgeton, NC 28519

Flood insurance claims in Bridgeton, NC 28519

144 claims since 1996 and $3.7 million paid. Here's what the public record shows, and how to check a specific address.

144flood insurance claims since 1996
$3.7 millionpaid to policyholders
$30,332average paid claim
65claims in the last 10 years
3%of claims outside high-risk zones
#117of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 28519 since 1978.

1996: 41 claims1999: 15 claims2003: 4 claims2005: 2 claims2011: 17 claims2018: 63 claims2020: 1 claims2022: 1 claims200020102020

What the record says

Almost all claims here (97%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Hurricane Florence accounts for 44% of all claims in this ZIP code.

Flooding here is recent: 65 claims (45%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Craven County* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Florence20186344%
Hurricane Fran19963524%
Hurricane Irene20111611%
Hurricane Floyd199996%
Hurricane Dennis199953%
Hurricane Bertha199653%

Flood zone at time of claim

High-risk zones (A, V)97% · 140
Moderate or minimal risk (X, B, C)3% · 4

NFIP communities

Bridgeton, Town OfParticipates in the NFIP
Craven County*CRS class 7 · up to 15% off
New Bern, City OfCRS class 8 · up to 10% off

Federal disaster declarations in Craven County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-06
Hurricane IanHurricane · Emergency · 2022-10-01
Hurricane IsaiasHurricane · Major disaster · 2020-10-14
Hurricane IsaiasHurricane · Emergency · 2020-08-02
Hurricane DorianHurricane · Major disaster · 2019-10-04

20 flood, storm or hurricane declarations for Craven County since 2000.

Check a specific address in Bridgeton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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