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Flood history · Pascagoula, MS 39567

Flood insurance claims in Pascagoula, MS 39567

1,821 claims since 1978 and $134.9 million paid. Here's what the public record shows, and how to check a specific address.

1,821flood insurance claims since 1978
$134.9 millionpaid to policyholders
$83,050average paid claim
61claims in the last 10 years
28%of claims outside high-risk zones
#9of 387 Mississippi ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 39567 since 1978.

1978: 4 claims1979: 60 claims1980: 16 claims1981: 37 claims1982: 1 claims1983: 15 claims1984: 3 claims1985: 24 claims1987: 6 claims1988: 2 claims1990: 8 claims1991: 2 claims1992: 1 claims1993: 3 claims1994: 5 claims1995: 12 claims1996: 3 claims1997: 10 claims1998: 447 claims1999: 1 claims2001: 3 claims2002: 22 claims2003: 1 claims2004: 9 claims2005: 937 claims2007: 1 claims2008: 4 claims2009: 3 claims2011: 3 claims2012: 84 claims2013: 12 claims2014: 2 claims2015: 17 claims2016: 2 claims2017: 23 claims2019: 1 claims2020: 15 claims2021: 16 claims2022: 1 claims2023: 3 claims2024: 1 claims2026: 1 claims19801990200020102020

What the record says

72% of claims were on properties in high-risk zones and 28% outside them.

One event dominates the record: Hurricane Katrina accounts for 49% of all claims in this ZIP code.

61 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Pascagoula, City Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Katrina200588449%
Hurricane Georges199840422%
Hurricane Isaac2012835%
Unnamed flooding1980261%
Hurricane Elena1985211%
Tropical Storm Isidore2002191%

Flood zone at time of claim

High-risk zones (A, V)72% · 1,316
Moderate or minimal risk (X, B, C)27% · 500
Zone not recorded0% · 5

NFIP communities

Pascagoula, City OfCRS class 8 · up to 10% off

Federal disaster declarations in Jackson County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And Tornadoes.Severe Storm · Major disaster · 2023-08-12
Hurricane IdaHurricane · Major disaster · 2021-10-22
Hurricane IdaHurricane · Emergency · 2021-08-28
Hurricane ZetaHurricane · Major disaster · 2020-12-31
Hurricane ZetaHurricane · Emergency · 2020-10-28
Hurricane DeltaHurricane · Emergency · 2020-10-08

21 flood, storm or hurricane declarations for Jackson County since 2000.

Check a specific address in Pascagoula.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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