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Flood history · Moss Point, MS 39563

Flood insurance claims in Moss Point, MS 39563

1,332 claims since 1978 and $37.9 million paid. Here's what the public record shows, and how to check a specific address.

1,332flood insurance claims since 1978
$37.9 millionpaid to policyholders
$33,110average paid claim
174claims in the last 10 years
53%of claims outside high-risk zones
#14of 387 Mississippi ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 39563 since 1978.

1978: 3 claims1979: 20 claims1980: 27 claims1981: 28 claims1982: 4 claims1983: 31 claims1984: 2 claims1985: 16 claims1987: 8 claims1988: 1 claims1990: 3 claims1991: 6 claims1993: 6 claims1994: 2 claims1995: 1 claims1996: 4 claims1997: 5 claims1998: 174 claims1999: 1 claims2001: 1 claims2002: 17 claims2003: 1 claims2004: 1 claims2005: 328 claims2007: 1 claims2008: 16 claims2009: 12 claims2010: 1 claims2011: 22 claims2012: 261 claims2013: 124 claims2014: 4 claims2015: 26 claims2016: 1 claims2017: 38 claims2018: 4 claims2019: 2 claims2020: 15 claims2021: 97 claims2022: 5 claims2023: 13 claims19801990200020102020

What the record says

About 53% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Katrina, accounts for 22% of claims.

174 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Jackson County* takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Katrina200529622%
Hurricane Isaac201225219%
Hurricane Georges199816312%
Hurricane Ida2021766%
Unnamed flooding1983504%
Hurricane Cindy2005141%

Flood zone at time of claim

High-risk zones (A, V)47% · 623
Moderate or minimal risk (X, B, C)52% · 697
Undetermined (D)0% · 6
Zone not recorded0% · 6

NFIP communities

Moss Point, City OfParticipates in the NFIP
Jackson County*CRS class 9 · up to 05% off
Pascagoula, City OfCRS class 8 · up to 10% off

Federal disaster declarations in Jackson County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And Tornadoes.Severe Storm · Major disaster · 2023-08-12
Hurricane IdaHurricane · Major disaster · 2021-10-22
Hurricane IdaHurricane · Emergency · 2021-08-28
Hurricane ZetaHurricane · Major disaster · 2020-12-31
Hurricane ZetaHurricane · Emergency · 2020-10-28
Hurricane DeltaHurricane · Emergency · 2020-10-08

21 flood, storm or hurricane declarations for Jackson County since 2000.

Check a specific address in Moss Point.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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