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Flood history · Moss Point, MS 39562

Flood insurance claims in Moss Point, MS 39562

940 claims since 1979 and $28.5 million paid. Here's what the public record shows, and how to check a specific address.

940flood insurance claims since 1979
$28.5 millionpaid to policyholders
$35,493average paid claim
58claims in the last 10 years
27%of claims outside high-risk zones
#20of 387 Mississippi ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 39562 since 1978.

1979: 2 claims1980: 10 claims1983: 9 claims1985: 1 claims1987: 4 claims1990: 7 claims1991: 2 claims1992: 2 claims1993: 8 claims1995: 1 claims1996: 6 claims1997: 5 claims1998: 180 claims2000: 1 claims2001: 3 claims2002: 24 claims2003: 3 claims2004: 3 claims2005: 292 claims2008: 5 claims2009: 56 claims2010: 2 claims2011: 3 claims2012: 226 claims2013: 16 claims2014: 2 claims2015: 2 claims2016: 7 claims2017: 20 claims2018: 3 claims2019: 5 claims2020: 2 claims2021: 21 claims2023: 1 claims2026: 6 claims19801990200020102020

What the record says

73% of claims were on properties in high-risk zones and 27% outside them.

Losses are spread across many events; the largest, Hurricane Katrina, accounts for 28% of claims.

58 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Jackson County* takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Katrina200526228%
Hurricane Isaac201221923%
Hurricane Georges199816818%
Hurricane Ida2021172%
Tropical Storm Isidore2002172%
Unnamed flooding1980131%

Flood zone at time of claim

High-risk zones (A, V)72% · 679
Moderate or minimal risk (X, B, C)27% · 256
Zone not recorded1% · 5

NFIP communities

Jackson County*CRS class 9 · up to 05% off
Moss Point, City OfParticipates in the NFIP

Federal disaster declarations in Jackson County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And Tornadoes.Severe Storm · Major disaster · 2023-08-12
Hurricane IdaHurricane · Major disaster · 2021-10-22
Hurricane IdaHurricane · Emergency · 2021-08-28
Hurricane ZetaHurricane · Major disaster · 2020-12-31
Hurricane ZetaHurricane · Emergency · 2020-10-28
Hurricane DeltaHurricane · Emergency · 2020-10-08

21 flood, storm or hurricane declarations for Jackson County since 2000.

Check a specific address in Moss Point.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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