Flood history · Lucedale, MS 39452
Flood insurance claims in Lucedale, MS 39452
87 claims since 1979 and $631,744 paid. Here's what the public record shows, and how to check a specific address.
Claims by year
Every NFIP flood insurance claim reported in ZIP 39452 since 1978.
What the record says
89% of claims were on properties in high-risk zones and 11% outside them.
Losses are spread across many events; the largest, Hurricane Katrina, accounts for 14% of claims.
11 claims were filed in the last 10 years.
The most commonly recorded cause is rivers, streams or lakes overflowing.
Jackson County* takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.
Biggest flood events
| Event | Year | Claims | Share |
|---|---|---|---|
| Hurricane Katrina | 2005 | 12 | 14% |
| Unnamed flooding | 1980 | 8 | 9% |
| Hurricane Georges | 1998 | 7 | 8% |
| Hurricane Isaac | 2012 | 5 | 6% |
| Late winter severe storms | 2016 | 4 | 5% |
| 2026-06-Arthur-TS | 2026 | 2 | 2% |
Flood zone at time of claim
NFIP communities
Federal disaster declarations in George County
Flood, hurricane and storm declarations since 2000.
21 flood, storm or hurricane declarations for George County since 2000.
Check a specific address in Lucedale.
ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.
Nearby Mississippi ZIP codes
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.
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