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Flood history · Perryville, MO 63775

Flood insurance claims in Perryville, MO 63775

220 claims since 1979 and $4.1 million paid. Here's what the public record shows, and how to check a specific address.

220flood insurance claims since 1979
$4.1 millionpaid to policyholders
$21,050average paid claim
6claims in the last 10 years
4%of claims outside high-risk zones
#47of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 63775 since 1978.

1979: 1 claims1993: 206 claims2011: 1 claims2015: 6 claims2017: 4 claims2023: 1 claims2026: 1 claims19801990200020102020

What the record says

Almost all claims here (96%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Midwest Flooding accounts for 86% of all claims in this ZIP code.

6 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Midwest Flooding199319086%
Early winter storms201552%
Late spring severe storms201742%
Mid-spring storms201110%

Flood zone at time of claim

High-risk zones (A, V)96% · 211
Moderate or minimal risk (X, B, C)4% · 9

NFIP communities

Perry County*Participates in the NFIP
Perryville, City OfParticipates in the NFIP

Federal disaster declarations in Perry County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And WildfiresSevere Storm · Major disaster · 2025-05-21
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2023-09-21
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-07-09
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-05-20
Severe Storms, Tornadoes, Straight-Line Winds And FloodingFlood · Major disaster · 2017-06-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2016-01-21

20 flood, storm or hurricane declarations for Perry County since 2000.

Check a specific address in Perryville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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