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Flood history · Jackson, MO 63755

Flood insurance claims in Jackson, MO 63755

61 claims since 1979 and $454,877 paid. Here's what the public record shows, and how to check a specific address.

61flood insurance claims since 1979
$454,877paid to policyholders
$9,098average paid claim
1claims in the last 10 years
50%of claims outside high-risk zones
#139of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 63755 since 1978.

1979: 1 claims1982: 7 claims1983: 5 claims1984: 2 claims1985: 1 claims1986: 7 claims1993: 2 claims1997: 10 claims2001: 1 claims2002: 11 claims2003: 1 claims2005: 3 claims2006: 1 claims2008: 3 claims2011: 2 claims2012: 1 claims2015: 2 claims2022: 1 claims19801990200020102020

What the record says

About 50% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 11% of claims.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding1986711%
Not a named storm198247%
March storm200835%
Mid-spring storms201123%
Midwest Flooding199323%

Flood zone at time of claim

High-risk zones (A, V)46% · 28
Moderate or minimal risk (X, B, C)46% · 28
Zone not recorded8% · 5

NFIP communities

Cape Girardeau County*Participates in the NFIP
Jackson, City OfParticipates in the NFIP

Federal disaster declarations in Cape Girardeau County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2026-08-03
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-05-21
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-07-09
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-05-20
Severe Storms, Tornadoes, Straight-Line Winds And FloodingFlood · Major disaster · 2017-06-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2016-01-21

18 flood, storm or hurricane declarations for Cape Girardeau County since 2000.

Check a specific address in Jackson.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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