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Flood history · Sainte Genevieve, MO 63670

Flood insurance claims in Sainte Genevieve, MO 63670

998 claims since 1978 and $5.8 million paid. Here's what the public record shows, and how to check a specific address.

998flood insurance claims since 1978
$5.8 millionpaid to policyholders
$7,255average paid claim
7claims in the last 10 years
2%of claims outside high-risk zones
#10of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 63670 since 1978.

1978: 1 claims1979: 136 claims1980: 2 claims1981: 1 claims1982: 151 claims1983: 207 claims1984: 6 claims1985: 29 claims1986: 82 claims1990: 12 claims1992: 9 claims1993: 255 claims1994: 7 claims1995: 71 claims1996: 2 claims1997: 2 claims1998: 2 claims1999: 2 claims2003: 1 claims2008: 1 claims2009: 8 claims2010: 1 claims2013: 1 claims2015: 2 claims2017: 2 claims2019: 2 claims2024: 2 claims2025: 1 claims19801990200020102020

What the record says

Almost all claims here (98%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Midwest Flooding, accounts for 22% of claims.

7 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Midwest Flooding199322022%
Unnamed flooding199518018%
Not a named storm198214114%
Late spring severe storms201720%
March storm200810%
Central U.S. April Flooding202510%

Flood zone at time of claim

High-risk zones (A, V)95% · 953
Moderate or minimal risk (X, B, C)2% · 23
Zone not recorded2% · 22

NFIP communities

Ste. Genevieve, City OfParticipates in the NFIP
Ste. Genevieve County*Participates in the NFIP

Federal disaster declarations in Ste. Genevieve County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-05-21
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2023-09-21
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-07-09
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-05-20
Severe Storms, Tornadoes, Straight-Line Winds And FloodingFlood · Major disaster · 2017-06-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2016-01-21

21 flood, storm or hurricane declarations for Ste. Genevieve County since 2000.

Check a specific address in Sainte Genevieve.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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