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Flood history · Wareham, MA 02571

Flood insurance claims in Wareham, MA 02571

642 claims since 1978 and $8.6 million paid. Here's what the public record shows, and how to check a specific address.

642flood insurance claims since 1978
$8.6 millionpaid to policyholders
$15,840average paid claim
12claims in the last 10 years
8%of claims outside high-risk zones
#7of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02571 since 1978.

1978: 19 claims1979: 1 claims1981: 1 claims1983: 12 claims1984: 1 claims1985: 11 claims1986: 1 claims1987: 8 claims1989: 1 claims1991: 493 claims1992: 8 claims1993: 3 claims1994: 1 claims1996: 4 claims1997: 4 claims1998: 2 claims1999: 1 claims2001: 8 claims2004: 1 claims2005: 9 claims2006: 5 claims2007: 3 claims2008: 3 claims2009: 3 claims2010: 22 claims2012: 3 claims2013: 2 claims2018: 5 claims2021: 3 claims2022: 1 claims2024: 3 claims19801990200020102020

What the record says

Almost all claims here (92%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Hurricane Bob accounts for 75% of all claims in this ZIP code.

12 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Bob199148475%
March 2010 Nor'easter2010193%
December Storm - Nor'easter199281%
Unnamed flooding197861%
The "Halloween" Storm199151%
Hurricane Sandy201230%

Flood zone at time of claim

High-risk zones (A, V)92% · 589
Moderate or minimal risk (X, B, C)8% · 52
Zone not recorded0% · 1

NFIP communities

Wareham, Town OfParticipates in the NFIP

Federal disaster declarations in Plymouth County

Flood, hurricane and storm declarations since 2000.

Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2018-06-25
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Major disaster · 2012-12-19
Hurricane SandyHurricane · Emergency · 2012-10-28

14 flood, storm or hurricane declarations for Plymouth County since 2000.

Check a specific address in Wareham.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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