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Flood history · North Falmouth, MA 02556

Flood insurance claims in North Falmouth, MA 02556

167 claims since 1982 and $3.0 million paid. Here's what the public record shows, and how to check a specific address.

167flood insurance claims since 1982
$3.0 millionpaid to policyholders
$21,523average paid claim
7claims in the last 10 years
14%of claims outside high-risk zones
#41of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02556 since 1978.

1982: 2 claims1983: 3 claims1985: 2 claims1987: 19 claims1991: 109 claims1992: 1 claims1995: 1 claims1997: 3 claims2001: 1 claims2003: 1 claims2005: 7 claims2006: 6 claims2010: 1 claims2011: 2 claims2012: 1 claims2013: 1 claims2018: 4 claims2021: 1 claims2026: 2 claims1990200020102020

What the record says

86% of claims were on properties in high-risk zones and 14% outside them.

One event dominates the record: Hurricane Bob accounts for 64% of all claims in this ZIP code.

7 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Bob199110764%
Hurricane Sandy201211%
Hurricane Ida202111%
March 2010 Nor'easter201011%

Flood zone at time of claim

High-risk zones (A, V)86% · 143
Moderate or minimal risk (X, B, C)14% · 24

NFIP communities

Falmouth, Town OfParticipates in the NFIP

Federal disaster declarations in Barnstable County

Flood, hurricane and storm declarations since 2000.

Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2018-06-25
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Major disaster · 2012-12-19
Hurricane SandyHurricane · Emergency · 2012-10-28

11 flood, storm or hurricane declarations for Barnstable County since 2000.

Check a specific address in North Falmouth.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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