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Flood history · Arlington, MA 02474

Flood insurance claims in Arlington, MA 02474

333 claims since 1978 and $1.3 million paid. Here's what the public record shows, and how to check a specific address.

333flood insurance claims since 1978
$1.3 millionpaid to policyholders
$4,113average paid claim
5claims in the last 10 years
11%of claims outside high-risk zones
#19of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02474 since 1978.

1978: 3 claims1979: 1 claims1982: 4 claims1983: 1 claims1987: 1 claims1991: 1 claims1992: 1 claims1995: 1 claims1996: 11 claims1998: 4 claims2001: 21 claims2004: 38 claims2005: 48 claims2006: 26 claims2007: 25 claims2008: 36 claims2009: 24 claims2010: 63 claims2011: 13 claims2012: 4 claims2014: 2 claims2017: 2 claims2021: 1 claims2023: 1 claims2024: 1 claims19801990200020102020

What the record says

89% of claims were on properties in high-risk zones and 11% outside them.

Losses are spread across many events; the largest, March 2010 Nor'easter, accounts for 15% of claims.

5 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
March 2010 Nor'easter20105115%
Unnamed flooding20013611%
April 2007 Nor'easter2007134%
Hurricane Irene2011134%
Hurricane Sandy201241%
Not a named storm198241%

Flood zone at time of claim

High-risk zones (A, V)87% · 289
Moderate or minimal risk (X, B, C)11% · 37
Zone not recorded2% · 7

NFIP communities

Arlington, Town OfParticipates in the NFIP

Federal disaster declarations in Middlesex County

Flood, hurricane and storm declarations since 2000.

Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe Storm And SnowstormSevere Storm · Major disaster · 2012-01-06
Severe StormSevere Storm · Emergency · 2011-11-01

15 flood, storm or hurricane declarations for Middlesex County since 2000.

Check a specific address in Arlington.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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