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Flood history · Medford, MA 02155

Flood insurance claims in Medford, MA 02155

55 claims since 1978 and $264,313 paid. Here's what the public record shows, and how to check a specific address.

55flood insurance claims since 1978
$264,313paid to policyholders
$6,447average paid claim
1claims in the last 10 years
58%of claims outside high-risk zones
#101of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02155 since 1978.

1978: 19 claims1979: 4 claims1980: 1 claims1982: 2 claims1984: 1 claims1985: 3 claims1996: 2 claims1998: 3 claims2001: 8 claims2006: 3 claims2010: 6 claims2014: 2 claims2021: 1 claims19801990200020102020

What the record says

About 58% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Unnamed flooding accounts for 55% of all claims in this ZIP code.

1 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Unnamed flooding20013055%
Not a named storm1979611%
March 2010 Nor'easter201059%
Hurricane Ida202112%

Flood zone at time of claim

High-risk zones (A, V)25% · 14
Moderate or minimal risk (X, B, C)35% · 19
Zone not recorded40% · 22

NFIP communities

Medford, City OfParticipates in the NFIP

Federal disaster declarations in Middlesex County

Flood, hurricane and storm declarations since 2000.

Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe Storm And SnowstormSevere Storm · Major disaster · 2012-01-06
Severe StormSevere Storm · Emergency · 2011-11-01

15 flood, storm or hurricane declarations for Middlesex County since 2000.

Check a specific address in Medford.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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