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Flood history · Burlington, MA 01803

Flood insurance claims in Burlington, MA 01803

50 claims since 1978 and $221,832 paid. Here's what the public record shows, and how to check a specific address.

50flood insurance claims since 1978
$221,832paid to policyholders
$5,995average paid claim
3claims in the last 10 years
29%of claims outside high-risk zones
#114of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 01803 since 1978.

1978: 2 claims1979: 6 claims1982: 2 claims1984: 2 claims1987: 3 claims1996: 7 claims2000: 1 claims2001: 9 claims2004: 2 claims2007: 1 claims2008: 1 claims2010: 8 claims2014: 1 claims2015: 1 claims2016: 1 claims2019: 1 claims2021: 2 claims19801990200020102020

What the record says

71% of claims were on properties in high-risk zones and 29% outside them.

One event dominates the record: Unnamed flooding accounts for 42% of all claims in this ZIP code.

3 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19782142%
March 2010 Nor'easter2010714%
Not a named storm1979612%
Hurricane Elsa202124%

Flood zone at time of claim

High-risk zones (A, V)58% · 29
Moderate or minimal risk (X, B, C)24% · 12
Zone not recorded18% · 9

NFIP communities

Burlington, Town OfParticipates in the NFIP

Federal disaster declarations in Middlesex County

Flood, hurricane and storm declarations since 2000.

Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe Storm And SnowstormSevere Storm · Major disaster · 2012-01-06
Severe StormSevere Storm · Emergency · 2011-11-01

15 flood, storm or hurricane declarations for Middlesex County since 2000.

Check a specific address in Burlington.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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