FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Denham Springs, LA 70706

Flood insurance claims in Denham Springs, LA 70706

1,125 claims since 1989 and $82.0 million paid. Here's what the public record shows, and how to check a specific address.

1,125flood insurance claims since 1989
$82.0 millionpaid to policyholders
$83,376average paid claim
23claims in the last 10 years
21%of claims outside high-risk zones
#93of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70706 since 1978.

1989: 1 claims1990: 2 claims1993: 7 claims1994: 10 claims1995: 26 claims1996: 7 claims1997: 2 claims1998: 6 claims2000: 5 claims2001: 15 claims2003: 2 claims2004: 7 claims2005: 12 claims2006: 3 claims2008: 21 claims2009: 5 claims2011: 5 claims2012: 34 claims2013: 5 claims2014: 2 claims2015: 5 claims2016: 920 claims2017: 4 claims2018: 1 claims2019: 4 claims2020: 4 claims2021: 5 claims2022: 2 claims2023: 1 claims2025: 2 claims1990200020102020

What the record says

79% of claims were on properties in high-risk zones and 21% outside them.

One event dominates the record: Mid-summer severe storms accounts for 80% of all claims in this ZIP code.

23 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Livingston Parish* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Mid-summer severe storms201690580%
Hurricane Isaac2012282%
Unnamed flooding1989282%
Tropical Storm Allison2001141%
Hurricane Gustav200891%
Hurricane Katrina200591%

Flood zone at time of claim

High-risk zones (A, V)79% · 888
Moderate or minimal risk (X, B, C)21% · 235
Zone not recorded0% · 2

NFIP communities

Livingston Parish*CRS class 7 · up to 15% off
Denham Springs, City OfCRS class 7 · up to 15% off
Ascension Parish*CRS class 7 · up to 15% off
St. Helena Parish*Participates in the NFIP

Federal disaster declarations in Livingston County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

33 flood, storm or hurricane declarations for Livingston County since 2000.

Check a specific address in Denham Springs.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Louisiana ZIP codes · All states · Flood zones explained