FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Bogalusa, LA 70427

Flood insurance claims in Bogalusa, LA 70427

287 claims since 1979 and $8.3 million paid. Here's what the public record shows, and how to check a specific address.

287flood insurance claims since 1979
$8.3 millionpaid to policyholders
$37,032average paid claim
46claims in the last 10 years
50%of claims outside high-risk zones
#166of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70427 since 1978.

1979: 6 claims1980: 7 claims1981: 2 claims1982: 6 claims1983: 17 claims1984: 4 claims1985: 2 claims1987: 3 claims1988: 1 claims1989: 1 claims1990: 4 claims1991: 4 claims1993: 4 claims1995: 1 claims1997: 1 claims1998: 1 claims1999: 2 claims2001: 13 claims2002: 3 claims2003: 3 claims2004: 3 claims2005: 39 claims2007: 1 claims2008: 7 claims2009: 3 claims2012: 12 claims2014: 1 claims2016: 90 claims2018: 27 claims2019: 2 claims2020: 1 claims2021: 11 claims2022: 2 claims2023: 1 claims2024: 1 claims2026: 1 claims19801990200020102020

What the record says

About 50% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Late winter severe storms, accounts for 31% of claims.

46 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

St. Tammany Parish* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Late winter severe storms20168831%
Unnamed flooding19904114%
Hurricane Katrina20053813%
Tropical Storm Allison2001114%
Hurricane Isaac2012114%
Hurricane Ida202162%

Flood zone at time of claim

High-risk zones (A, V)41% · 118
Moderate or minimal risk (X, B, C)41% · 118
Zone not recorded18% · 51

NFIP communities

Bogalusa,City OfParticipates in the NFIP
Washington Parish*Participates in the NFIP
St. Tammany Parish*CRS class 7 · up to 15% off

Federal disaster declarations in Washington County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

28 flood, storm or hurricane declarations for Washington County since 2000.

Check a specific address in Bogalusa.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Louisiana ZIP codes · All states · Flood zones explained