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Flood history · Folsom, LA 70437

Flood insurance claims in Folsom, LA 70437

354 claims since 1978 and $11.9 million paid. Here's what the public record shows, and how to check a specific address.

354flood insurance claims since 1978
$11.9 millionpaid to policyholders
$41,811average paid claim
55claims in the last 10 years
23%of claims outside high-risk zones
#155of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70437 since 1978.

1978: 1 claims1980: 1 claims1982: 1 claims1983: 8 claims1986: 1 claims1988: 3 claims1991: 1 claims1992: 2 claims1993: 6 claims1995: 1 claims1998: 2 claims2002: 14 claims2003: 7 claims2005: 30 claims2008: 3 claims2012: 16 claims2015: 3 claims2016: 199 claims2018: 24 claims2019: 1 claims2020: 3 claims2021: 27 claims19801990200020102020

What the record says

77% of claims were on properties in high-risk zones and 23% outside them.

Losses are spread across many events; the largest, Late winter severe storms, accounts for 36% of claims.

55 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

St. Tammany Parish* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Late winter severe storms201612836%
Mid-summer severe storms20166919%
Hurricane Katrina2005298%
Hurricane Ida2021257%
Unnamed flooding1978206%
Hurricane Isaac2012144%

Flood zone at time of claim

High-risk zones (A, V)77% · 271
Moderate or minimal risk (X, B, C)23% · 80
Undetermined (D)0% · 1
Zone not recorded1% · 2

NFIP communities

St. Tammany Parish*CRS class 7 · up to 15% off
Tangipahoa Parish*CRS class 8 · up to 10% off
Folsom, Village OfParticipates in the NFIP

Federal disaster declarations in St. Tammany County

Flood, hurricane and storm declarations since 2000.

Tropical Storm ArthurTropical Storm · Major disaster · 2026-06-30
Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27

31 flood, storm or hurricane declarations for St. Tammany County since 2000.

Check a specific address in Folsom.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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