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Flood history · Dulac, LA 70353

Flood insurance claims in Dulac, LA 70353

1,405 claims since 1985 and $39.1 million paid. Here's what the public record shows, and how to check a specific address.

1,405flood insurance claims since 1985
$39.1 millionpaid to policyholders
$31,836average paid claim
32claims in the last 10 years
1%of claims outside high-risk zones
#74of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70353 since 1978.

1985: 91 claims1991: 5 claims1992: 238 claims1997: 2 claims1998: 59 claims2001: 5 claims2002: 260 claims2003: 15 claims2004: 13 claims2005: 375 claims2007: 1 claims2008: 291 claims2011: 11 claims2012: 5 claims2015: 2 claims2017: 1 claims2019: 8 claims2020: 4 claims2021: 13 claims2024: 6 claims1990200020102020

What the record says

Almost all claims here (99%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Rita, accounts for 24% of claims.

32 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Terrebonne Parish Consolidated Government takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Rita200533624%
Hurricane Ike200826219%
Hurricane Lili200224618%
Hurricane Andrew199223417%
Hurricane Juan1985886%
Unnamed flooding1998534%

Flood zone at time of claim

High-risk zones (A, V)85% · 1,197
Moderate or minimal risk (X, B, C)1% · 10
Zone not recorded14% · 198

NFIP communities

Terrebonne Parish Consolidated GovernmentCRS class 9 · up to 05% off

Federal disaster declarations in Terrebonne County

Flood, hurricane and storm declarations since 2000.

Tropical Storm ArthurTropical Storm · Major disaster · 2026-06-30
Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27

36 flood, storm or hurricane declarations for Terrebonne County since 2000.

Check a specific address in Dulac.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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