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Flood history · Chauvin, LA 70344

Flood insurance claims in Chauvin, LA 70344

3,632 claims since 1978 and $90.8 million paid. Here's what the public record shows, and how to check a specific address.

3,632flood insurance claims since 1978
$90.8 millionpaid to policyholders
$28,608average paid claim
114claims in the last 10 years
2%of claims outside high-risk zones
#35of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70344 since 1978.

1978: 1 claims1979: 2 claims1980: 3 claims1981: 3 claims1982: 1 claims1984: 1 claims1985: 776 claims1986: 2 claims1987: 1 claims1988: 7 claims1989: 2 claims1990: 2 claims1991: 9 claims1992: 612 claims1994: 5 claims1995: 3 claims1996: 4 claims1997: 10 claims1998: 41 claims2000: 3 claims2001: 11 claims2002: 186 claims2003: 44 claims2004: 13 claims2005: 1076 claims2006: 1 claims2007: 1 claims2008: 662 claims2009: 2 claims2010: 1 claims2011: 12 claims2012: 7 claims2013: 2 claims2014: 3 claims2015: 7 claims2016: 2 claims2017: 10 claims2018: 1 claims2019: 16 claims2020: 23 claims2021: 51 claims2022: 1 claims2023: 1 claims2024: 11 claims19801990200020102020

What the record says

Almost all claims here (98%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Rita, accounts for 27% of claims.

114 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Terrebonne Parish Consolidated Government takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Rita200597327%
Hurricane Juan198570119%
Hurricane Andrew199260517%
Hurricane Ike200856616%
Hurricane Lili20021614%
Hurricane Gustav2008892%

Flood zone at time of claim

High-risk zones (A, V)95% · 3,436
Moderate or minimal risk (X, B, C)2% · 88
Zone not recorded3% · 108

NFIP communities

Terrebonne Parish Consolidated GovernmentCRS class 9 · up to 05% off

Federal disaster declarations in Terrebonne County

Flood, hurricane and storm declarations since 2000.

Tropical Storm ArthurTropical Storm · Major disaster · 2026-06-30
Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27

36 flood, storm or hurricane declarations for Terrebonne County since 2000.

Check a specific address in Chauvin.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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