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Flood history · Thibodaux, LA 70301

Flood insurance claims in Thibodaux, LA 70301

1,245 claims since 1978 and $26.4 million paid. Here's what the public record shows, and how to check a specific address.

1,245flood insurance claims since 1978
$26.4 millionpaid to policyholders
$26,246average paid claim
266claims in the last 10 years
74%of claims outside high-risk zones
#80of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70301 since 1978.

1978: 1 claims1979: 17 claims1980: 68 claims1981: 1 claims1982: 2 claims1983: 19 claims1985: 14 claims1987: 1 claims1988: 2 claims1989: 2 claims1990: 56 claims1991: 70 claims1992: 17 claims1993: 2 claims1994: 4 claims1995: 52 claims1997: 6 claims1998: 4 claims1999: 70 claims2001: 414 claims2002: 22 claims2004: 4 claims2005: 33 claims2006: 1 claims2008: 34 claims2009: 13 claims2010: 2 claims2011: 4 claims2012: 21 claims2013: 9 claims2014: 1 claims2015: 9 claims2016: 4 claims2017: 6 claims2018: 2 claims2019: 4 claims2020: 2 claims2021: 117 claims2022: 2 claims2024: 120 claims2025: 1 claims2026: 12 claims19801990200020102020

What the record says

About 74% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Tropical Storm Allison, accounts for 33% of claims.

266 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Terrebonne Parish Consolidated Government takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Tropical Storm Allison200141133%
Unnamed flooding198017814%
Hurricane Francine20241048%
Hurricane Ida2021988%
Hurricane Katrina2005282%
Hurricane Gustav2008232%

Flood zone at time of claim

High-risk zones (A, V)24% · 301
Moderate or minimal risk (X, B, C)69% · 860
Undetermined (D)0% · 2
Zone not recorded7% · 82

NFIP communities

Lafourche Parish*Participates in the NFIP
Thibodaux, City OfParticipates in the NFIP
Terrebonne Parish Consolidated GovernmentCRS class 9 · up to 05% off
Grand Isle, Town OfParticipates in the NFIP

Federal disaster declarations in Lafourche County

Flood, hurricane and storm declarations since 2000.

Tropical Storm ArthurTropical Storm · Major disaster · 2026-06-30
Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27

37 flood, storm or hurricane declarations for Lafourche County since 2000.

Check a specific address in Thibodaux.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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