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Flood history · Raceland, LA 70394

Flood insurance claims in Raceland, LA 70394

466 claims since 1980 and $6.4 million paid. Here's what the public record shows, and how to check a specific address.

466flood insurance claims since 1980
$6.4 millionpaid to policyholders
$19,070average paid claim
107claims in the last 10 years
41%of claims outside high-risk zones
#137of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70394 since 1978.

1980: 24 claims1985: 6 claims1991: 32 claims1992: 9 claims1995: 5 claims1996: 2 claims1997: 1 claims1998: 1 claims1999: 30 claims2000: 2 claims2001: 51 claims2002: 14 claims2004: 2 claims2005: 25 claims2006: 1 claims2007: 3 claims2008: 35 claims2009: 98 claims2010: 1 claims2011: 5 claims2012: 10 claims2014: 1 claims2016: 1 claims2017: 2 claims2018: 1 claims2019: 1 claims2020: 5 claims2021: 28 claims2022: 1 claims2023: 1 claims2024: 7 claims2025: 1 claims2026: 60 claims19801990200020102020

What the record says

About 41% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, 2026-06-Arthur-TS, accounts for 13% of claims.

107 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
2026-06-Arthur-TS20266013%
Unnamed flooding19805913%
Tropical Storm Allison20014911%
Hurricane Ida2021225%
Hurricane Katrina2005204%
Hurricane Gustav2008174%

Flood zone at time of claim

High-risk zones (A, V)56% · 259
Moderate or minimal risk (X, B, C)38% · 179
Undetermined (D)0% · 1
Zone not recorded6% · 27

NFIP communities

Lafourche Parish*Participates in the NFIP

Federal disaster declarations in Lafourche County

Flood, hurricane and storm declarations since 2000.

Tropical Storm ArthurTropical Storm · Major disaster · 2026-06-30
Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27

37 flood, storm or hurricane declarations for Lafourche County since 2000.

Check a specific address in Raceland.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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