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Flood history · New Orleans, LA 70129

Flood insurance claims in New Orleans, LA 70129

3,789 claims since 1978 and $240.1 million paid. Here's what the public record shows, and how to check a specific address.

3,789flood insurance claims since 1978
$240.1 millionpaid to policyholders
$75,717average paid claim
152claims in the last 10 years
12%of claims outside high-risk zones
#33of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70129 since 1978.

1978: 13 claims1979: 17 claims1980: 34 claims1981: 2 claims1982: 3 claims1983: 71 claims1985: 80 claims1986: 2 claims1987: 1 claims1988: 4 claims1989: 4 claims1990: 4 claims1991: 10 claims1992: 4 claims1993: 1 claims1994: 3 claims1995: 73 claims1996: 11 claims1998: 176 claims1999: 5 claims2000: 6 claims2001: 25 claims2002: 216 claims2003: 17 claims2004: 72 claims2005: 2257 claims2006: 2 claims2007: 1 claims2008: 218 claims2009: 5 claims2010: 1 claims2011: 11 claims2012: 284 claims2013: 1 claims2014: 2 claims2015: 1 claims2017: 3 claims2018: 1 claims2019: 1 claims2020: 14 claims2021: 130 claims2024: 3 claims19801990200020102020

What the record says

88% of claims were on properties in high-risk zones and 12% outside them.

One event dominates the record: Hurricane Katrina accounts for 58% of all claims in this ZIP code.

152 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

New Orleans/Orleans Parish* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Katrina20052,18758%
Hurricane Isaac20122827%
Hurricane Gustav20081855%
Tropical Storm Isidore20021704%
Unnamed flooding19951594%
Hurricane Georges19981464%

Flood zone at time of claim

High-risk zones (A, V)86% · 3,269
Moderate or minimal risk (X, B, C)11% · 425
Zone not recorded3% · 95

NFIP communities

New Orleans/Orleans Parish*CRS class 7 · up to 15% off

Federal disaster declarations in Orleans County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

30 flood, storm or hurricane declarations for Orleans County since 2000.

Check a specific address in New Orleans.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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