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Flood history · Chalmette, LA 70043

Flood insurance claims in Chalmette, LA 70043

12,005 claims since 1978 and $1.2 billion paid. Here's what the public record shows, and how to check a specific address.

12,005flood insurance claims since 1978
$1.2 billionpaid to policyholders
$105,201average paid claim
105claims in the last 10 years
50%of claims outside high-risk zones
#7of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70043 since 1978.

1978: 789 claims1979: 23 claims1980: 611 claims1981: 7 claims1982: 223 claims1983: 435 claims1984: 2 claims1985: 16 claims1986: 1 claims1987: 2 claims1988: 53 claims1989: 52 claims1990: 106 claims1991: 5 claims1992: 8 claims1993: 3 claims1994: 11 claims1995: 376 claims1996: 1 claims1997: 16 claims1998: 104 claims1999: 2 claims2000: 9 claims2001: 99 claims2002: 148 claims2003: 32 claims2004: 10 claims2005: 8537 claims2006: 4 claims2007: 2 claims2008: 33 claims2009: 16 claims2011: 19 claims2012: 131 claims2013: 4 claims2014: 4 claims2015: 3 claims2016: 3 claims2017: 3 claims2018: 2 claims2019: 15 claims2020: 16 claims2021: 60 claims2022: 3 claims2023: 1 claims2024: 4 claims2025: 1 claims19801990200020102020

What the record says

About 50% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Hurricane Katrina accounts for 68% of all claims in this ZIP code.

105 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Katrina20058,20268%
Unnamed flooding19782,57721%
Hurricane Rita20052562%
Tropical Storm Isidore20021281%
Hurricane Isaac20121241%
Tropical Storm Allison2001961%

Flood zone at time of claim

High-risk zones (A, V)50% · 6,015
Moderate or minimal risk (X, B, C)50% · 5,980
Zone not recorded0% · 10

NFIP communities

St. Bernard Parish*Participates in the NFIP

Federal disaster declarations in St. Bernard County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

31 flood, storm or hurricane declarations for St. Bernard County since 2000.

Check a specific address in Chalmette.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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