FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · New Orleans, LA 70114

Flood insurance claims in New Orleans, LA 70114

3,754 claims since 1978 and $21.2 million paid. Here's what the public record shows, and how to check a specific address.

3,754flood insurance claims since 1978
$21.2 millionpaid to policyholders
$10,469average paid claim
120claims in the last 10 years
77%of claims outside high-risk zones
#34of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70114 since 1978.

1978: 187 claims1979: 22 claims1980: 536 claims1981: 2 claims1982: 116 claims1983: 269 claims1984: 3 claims1985: 8 claims1986: 1 claims1988: 63 claims1989: 25 claims1990: 32 claims1991: 9 claims1992: 5 claims1994: 12 claims1995: 292 claims1996: 2 claims1997: 43 claims1998: 94 claims2000: 6 claims2001: 116 claims2002: 211 claims2003: 12 claims2004: 2 claims2005: 1396 claims2006: 1 claims2007: 15 claims2008: 65 claims2009: 10 claims2010: 4 claims2011: 7 claims2012: 60 claims2013: 5 claims2014: 1 claims2015: 1 claims2016: 1 claims2017: 2 claims2018: 2 claims2019: 19 claims2020: 7 claims2021: 68 claims2023: 2 claims2024: 7 claims2025: 13 claims19801990200020102020

What the record says

About 77% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Unnamed flooding accounts for 41% of all claims in this ZIP code.

120 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

New Orleans/Orleans Parish* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19801,55741%
Hurricane Katrina20051,37937%
Tropical Storm Isidore20021755%
Tropical Storm Allison20011103%
Hurricane Ida2021622%
Hurricane Isaac2012521%

Flood zone at time of claim

High-risk zones (A, V)22% · 843
Moderate or minimal risk (X, B, C)76% · 2,835
Zone not recorded2% · 76

NFIP communities

New Orleans/Orleans Parish*CRS class 7 · up to 15% off

Federal disaster declarations in Orleans County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

30 flood, storm or hurricane declarations for Orleans County since 2000.

Check a specific address in New Orleans.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Louisiana ZIP codes · All states · Flood zones explained