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Flood history · New Orleans, LA 70122

Flood insurance claims in New Orleans, LA 70122

15,572 claims since 1978 and $1.0 billion paid. Here's what the public record shows, and how to check a specific address.

15,572flood insurance claims since 1978
$1.0 billionpaid to policyholders
$77,800average paid claim
375claims in the last 10 years
14%of claims outside high-risk zones
#3of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70122 since 1978.

1978: 232 claims1979: 14 claims1980: 398 claims1981: 12 claims1982: 95 claims1983: 663 claims1984: 2 claims1985: 10 claims1986: 1 claims1987: 4 claims1988: 84 claims1989: 33 claims1990: 166 claims1991: 29 claims1992: 16 claims1993: 4 claims1994: 10 claims1995: 2504 claims1996: 4 claims1997: 7 claims1998: 293 claims1999: 4 claims2000: 14 claims2001: 109 claims2002: 494 claims2003: 46 claims2004: 11 claims2005: 9626 claims2006: 8 claims2007: 6 claims2008: 76 claims2009: 20 claims2010: 1 claims2011: 9 claims2012: 172 claims2013: 5 claims2014: 2 claims2015: 4 claims2016: 9 claims2017: 57 claims2018: 1 claims2019: 33 claims2020: 34 claims2021: 199 claims2022: 7 claims2023: 5 claims2024: 31 claims2025: 5 claims2026: 3 claims19801990200020102020

What the record says

86% of claims were on properties in high-risk zones and 14% outside them.

One event dominates the record: Hurricane Katrina accounts for 61% of all claims in this ZIP code.

375 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

New Orleans/Orleans Parish* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Katrina20059,42561%
Unnamed flooding19834,22727%
Tropical Storm Isidore20023662%
Hurricane Ida20211851%
Hurricane Isaac20121341%
Hurricane Rita20051291%

Flood zone at time of claim

High-risk zones (A, V)85% · 13,206
Moderate or minimal risk (X, B, C)14% · 2,213
Zone not recorded1% · 153

NFIP communities

New Orleans/Orleans Parish*CRS class 7 · up to 15% off
Jefferson Parish*CRS class 3 · up to 35% off

Federal disaster declarations in Orleans County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

30 flood, storm or hurricane declarations for Orleans County since 2000.

Check a specific address in New Orleans.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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