FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Saint Bernard, LA 70085

Flood insurance claims in Saint Bernard, LA 70085

2,367 claims since 1978 and $149.4 million paid. Here's what the public record shows, and how to check a specific address.

2,367flood insurance claims since 1978
$149.4 millionpaid to policyholders
$70,661average paid claim
70claims in the last 10 years
29%of claims outside high-risk zones
#48of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70085 since 1978.

1978: 7 claims1979: 11 claims1980: 14 claims1982: 2 claims1983: 111 claims1984: 2 claims1985: 192 claims1986: 1 claims1988: 22 claims1989: 7 claims1990: 2 claims1991: 21 claims1992: 43 claims1993: 2 claims1994: 3 claims1995: 5 claims1996: 62 claims1997: 1 claims1998: 198 claims1999: 2 claims2001: 1 claims2002: 212 claims2003: 3 claims2004: 53 claims2005: 1119 claims2008: 55 claims2011: 2 claims2012: 143 claims2015: 1 claims2020: 8 claims2021: 60 claims2022: 1 claims2024: 1 claims19801990200020102020

What the record says

71% of claims were on properties in high-risk zones and 29% outside them.

One event dominates the record: Hurricane Katrina accounts for 46% of all claims in this ZIP code.

70 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Kenner, City Of takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Katrina20051,10046%
Hurricane Juan19851918%
Hurricane Georges19981727%
Tropical Storm Isidore20021577%
Hurricane Isaac20121406%
Hurricane Ida2021582%

Flood zone at time of claim

High-risk zones (A, V)69% · 1,629
Moderate or minimal risk (X, B, C)28% · 669
Zone not recorded3% · 69

NFIP communities

St. Bernard Parish*Participates in the NFIP
Kenner, City OfCRS class 6 · up to 20% off

Federal disaster declarations in St. Bernard County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

31 flood, storm or hurricane declarations for St. Bernard County since 2000.

Check a specific address in Saint Bernard.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Louisiana ZIP codes · All states · Flood zones explained