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Flood history · West Lafayette, IN 47906

Flood insurance claims in West Lafayette, IN 47906

63 claims since 1980 and $659,618 paid. Here's what the public record shows, and how to check a specific address.

63flood insurance claims since 1980
$659,618paid to policyholders
$11,993average paid claim
3claims in the last 10 years
48%of claims outside high-risk zones
#79of 545 Indiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 47906 since 1978.

1980: 1 claims1981: 1 claims1982: 1 claims1983: 2 claims1990: 4 claims1996: 1 claims1998: 2 claims1999: 1 claims2003: 8 claims2004: 9 claims2005: 2 claims2007: 2 claims2008: 4 claims2009: 2 claims2010: 7 claims2011: 3 claims2013: 8 claims2014: 1 claims2015: 1 claims2018: 2 claims2024: 1 claims19801990200020102020

What the record says

About 48% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

3 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199035%
Mid-spring storms201112%

Flood zone at time of claim

High-risk zones (A, V)52% · 33
Moderate or minimal risk (X, B, C)48% · 30

NFIP communities

Tippecanoe County *Participates in the NFIP
West Lafayette, City OfParticipates in the NFIP

Federal disaster declarations in Tippecanoe County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Flooding, And TornadoesSevere Storm · Major disaster · 2008-06-08
Severe Storms And FloodingSevere Storm · Major disaster · 2008-01-30
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-10
Severe Winter Storms And FloodingSevere Storm · Major disaster · 2005-01-21
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2004-06-03
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2003-07-11

6 flood, storm or hurricane declarations for Tippecanoe County since 2000.

Check a specific address in West Lafayette.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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