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Flood history · Lafayette, IN 47905

Flood insurance claims in Lafayette, IN 47905

68 claims since 1979 and $1.1 million paid. Here's what the public record shows, and how to check a specific address.

68flood insurance claims since 1979
$1.1 millionpaid to policyholders
$19,877average paid claim
1claims in the last 10 years
20%of claims outside high-risk zones
#73of 545 Indiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 47905 since 1978.

1979: 1 claims1981: 2 claims1982: 2 claims1985: 4 claims1989: 2 claims1990: 2 claims1998: 1 claims2003: 21 claims2004: 2 claims2005: 3 claims2008: 1 claims2009: 2 claims2010: 1 claims2011: 2 claims2013: 18 claims2014: 3 claims2026: 1 claims19801990200020102020

What the record says

80% of claims were on properties in high-risk zones and 20% outside them.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding1985710%
Mid-spring storms201111%

Flood zone at time of claim

High-risk zones (A, V)76% · 52
Moderate or minimal risk (X, B, C)19% · 13
Zone not recorded4% · 3

NFIP communities

Tippecanoe County *Participates in the NFIP

Federal disaster declarations in Tippecanoe County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Flooding, And TornadoesSevere Storm · Major disaster · 2008-06-08
Severe Storms And FloodingSevere Storm · Major disaster · 2008-01-30
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-10
Severe Winter Storms And FloodingSevere Storm · Major disaster · 2005-01-21
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2004-06-03
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2003-07-11

6 flood, storm or hurricane declarations for Tippecanoe County since 2000.

Check a specific address in Lafayette.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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