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Flood history · Evansville, IN 47715

Flood insurance claims in Evansville, IN 47715

86 claims since 1978 and $832,149 paid. Here's what the public record shows, and how to check a specific address.

86flood insurance claims since 1978
$832,149paid to policyholders
$12,608average paid claim
12claims in the last 10 years
29%of claims outside high-risk zones
#58of 545 Indiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 47715 since 1978.

1978: 1 claims1979: 3 claims1980: 6 claims1981: 1 claims1983: 4 claims1985: 1 claims1986: 3 claims1989: 2 claims1990: 2 claims1994: 1 claims1996: 11 claims1997: 3 claims2001: 2 claims2005: 1 claims2006: 5 claims2008: 7 claims2011: 12 claims2013: 7 claims2014: 1 claims2015: 1 claims2017: 1 claims2018: 2 claims2019: 1 claims2021: 1 claims2025: 7 claims19801990200020102020

What the record says

71% of claims were on properties in high-risk zones and 29% outside them.

Losses are spread across many events; the largest, Mid-spring storms, accounts for 13% of claims.

12 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Vanderburgh County * takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Mid-spring storms20111113%
March storm200878%
Central U.S. April Flooding202533%
Unnamed flooding199733%

Flood zone at time of claim

High-risk zones (A, V)60% · 52
Moderate or minimal risk (X, B, C)24% · 21
Zone not recorded15% · 13

NFIP communities

Vanderburgh County *CRS class 9 · up to 05% off
Evansville, City OfCRS class 8 · up to 10% off

Federal disaster declarations in Vanderburgh County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2025-07-22
Severe Storms And FloodingFlood · Major disaster · 2018-05-04
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2014-04-22
Severe Storms, Tornadoes, Straight-Line Winds, AndSevere Storm · Major disaster · 2011-06-23
Severe Winter StormSevere Storm · Major disaster · 2009-03-05
Severe Storms And FloodingSevere Storm · Major disaster · 2008-09-23

12 flood, storm or hurricane declarations for Vanderburgh County since 2000.

Check a specific address in Evansville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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