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Flood history · Evansville, IN 47714

Flood insurance claims in Evansville, IN 47714

158 claims since 1979 and $1.1 million paid. Here's what the public record shows, and how to check a specific address.

158flood insurance claims since 1979
$1.1 millionpaid to policyholders
$8,306average paid claim
3claims in the last 10 years
78%of claims outside high-risk zones
#26of 545 Indiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 47714 since 1978.

1979: 2 claims1980: 44 claims1981: 6 claims1982: 4 claims1983: 5 claims1984: 5 claims1986: 3 claims1987: 1 claims1989: 7 claims1991: 1 claims1995: 2 claims1996: 3 claims1997: 1 claims2000: 2 claims2003: 4 claims2004: 7 claims2005: 12 claims2006: 37 claims2008: 1 claims2009: 2 claims2010: 1 claims2011: 2 claims2014: 3 claims2018: 3 claims19801990200020102020

What the record says

About 78% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

3 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Evansville, City Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Mid-spring storms201111%

Flood zone at time of claim

High-risk zones (A, V)15% · 24
Moderate or minimal risk (X, B, C)53% · 83
Zone not recorded32% · 51

NFIP communities

Evansville, City OfCRS class 8 · up to 10% off
Vanderburgh County *CRS class 9 · up to 05% off

Federal disaster declarations in Vanderburgh County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2025-07-22
Severe Storms And FloodingFlood · Major disaster · 2018-05-04
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2014-04-22
Severe Storms, Tornadoes, Straight-Line Winds, AndSevere Storm · Major disaster · 2011-06-23
Severe Winter StormSevere Storm · Major disaster · 2009-03-05
Severe Storms And FloodingSevere Storm · Major disaster · 2008-09-23

12 flood, storm or hurricane declarations for Vanderburgh County since 2000.

Check a specific address in Evansville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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