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Flood history · Hanover, IN 47243

Flood insurance claims in Hanover, IN 47243

94 claims since 1978 and $2.3 million paid. Here's what the public record shows, and how to check a specific address.

94flood insurance claims since 1978
$2.3 millionpaid to policyholders
$24,605average paid claim
49claims in the last 10 years
22%of claims outside high-risk zones
#52of 545 Indiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 47243 since 1978.

1978: 5 claims1979: 1 claims1991: 1 claims1996: 1 claims1997: 28 claims2005: 2 claims2011: 5 claims2015: 2 claims2018: 23 claims2021: 1 claims2025: 25 claims19801990200020102020

What the record says

78% of claims were on properties in high-risk zones and 22% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 29% of claims.

Flooding here is recent: 49 claims (52%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19972729%
Central U.S. April Flooding20252527%
Not a named storm197855%
Mid-spring storms201155%

Flood zone at time of claim

High-risk zones (A, V)73% · 69
Moderate or minimal risk (X, B, C)21% · 20
Zone not recorded5% · 5

NFIP communities

Jefferson County *Participates in the NFIP
Hanover, Town OfParticipates in the NFIP

Federal disaster declarations in Jefferson County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Emergency · 2026-08-15
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2025-07-22
Severe Storms And FloodingFlood · Major disaster · 2018-05-04
Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2012-03-09
Severe Storms, Tornadoes, Straight-Line Winds, AndSevere Storm · Major disaster · 2011-06-23
Severe Winter StormSevere Storm · Major disaster · 2009-03-05

12 flood, storm or hurricane declarations for Jefferson County since 2000.

Check a specific address in Hanover.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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