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Flood history · Jeffersonville, IN 47130

Flood insurance claims in Jeffersonville, IN 47130

523 claims since 1978 and $10.7 million paid. Here's what the public record shows, and how to check a specific address.

523flood insurance claims since 1978
$10.7 millionpaid to policyholders
$24,333average paid claim
134claims in the last 10 years
16%of claims outside high-risk zones
#4of 545 Indiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 47130 since 1978.

1978: 33 claims1979: 11 claims1980: 4 claims1981: 2 claims1982: 3 claims1983: 11 claims1984: 2 claims1985: 1 claims1988: 2 claims1989: 9 claims1990: 5 claims1991: 9 claims1992: 4 claims1993: 1 claims1994: 3 claims1995: 2 claims1996: 19 claims1997: 143 claims1998: 1 claims2000: 5 claims2001: 7 claims2002: 3 claims2004: 1 claims2005: 6 claims2006: 13 claims2008: 2 claims2009: 17 claims2011: 37 claims2013: 1 claims2014: 1 claims2015: 30 claims2016: 1 claims2017: 2 claims2018: 71 claims2020: 1 claims2021: 1 claims2022: 1 claims2025: 58 claims19801990200020102020

What the record says

84% of claims were on properties in high-risk zones and 16% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 27% of claims.

134 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Jeffersonville, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199714227%
Central U.S. April Flooding20255611%
Not a named storm1978306%
Mid-spring storms2011285%
March storm200810%
Late July Flooding202210%

Flood zone at time of claim

High-risk zones (A, V)77% · 403
Moderate or minimal risk (X, B, C)14% · 75
Zone not recorded9% · 45

NFIP communities

Utica, Town OfParticipates in the NFIP
Jeffersonville, City OfCRS class 7 · up to 15% off
Clark County *Participates in the NFIP

Federal disaster declarations in Clark County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2025-07-22
Severe Storms And FloodingFlood · Major disaster · 2018-05-04
Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2012-03-09
Severe Storms, Tornadoes, Straight-Line Winds, AndSevere Storm · Major disaster · 2011-06-23
Severe Winter StormSevere Storm · Major disaster · 2009-03-05
Severe Storms And FloodingSevere Storm · Major disaster · 2008-09-23

10 flood, storm or hurricane declarations for Clark County since 2000.

Check a specific address in Jeffersonville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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